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First Federal Savings Bank is offering a forbearance plan for our borrowers experiencing hardship due to the COVID – 19 Pandemic.

 

If you are impacted, please know that:

 

  • No late fees will be assessed during your forbearance

  • Your loan will not be reported as past due to the credit bureaus during the forbearance agreement term

  • It is our goal to offer immediate relief to our borrowers

 

Upon submitting the form, you will either:

 

  • Receive a forbearance agreement that must be signed and returned, or

  • We will contact you for additional information


If you wish to request payment forbearance, please complete and submit the following form:

Forbearance Request Form
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  • Privacy Policy

Loan Valet is a registered trademark of First Federal Savings Bank. Registering for a secure account is required in order to enter Loan Valet and submit an application. An account is not required to Request a Consultation with a Loan Officer. A consultation does not obligate you to commit to a loan. There is no charge or additional fees associated with using Loan Valet or requesting a consultation. Individual borrowers must be at least 18 years or older and have a valid social security number to take out a loan. Minimum credit score to obtain a home loan varies by loan program.  All loans are subject to credit and underwriting approval. Annual Percentage Rates vary depending upon loan program, credit score, loan amount, amount/percentage of down payment, loan term, credit usage, credit history, state of residence, etc. Loan fees vary depending on location, loan purpose, loan type, services used, etc. Other fees and restrictions may apply.

NLMS# 565428

Corporate Headquarters:

633 LaSalle Street, Ottawa, IL  61350

800-443-8780    |webmaster@ffsbweb.com

www.ffsbweb.com

Loan Valet is a registered trademark of First Federal Savings Bank. Registering for a secure account is required in order to enter Loan Valet and submit an application. An account is not required to Request a Consultation with a Loan Officer. A consultation does not obligate you to commit to a loan. There is no charge or additional fees associated with using Loan Valet or requesting a consultation. Individual borrowers must be at least 18 years or older and have a valid social security number to take out a loan. Minimum credit score to obtain a home loan varies by loan program.  All loans are subject to credit and underwriting approval. Annual Percentage Rates vary depending upon loan program, credit score, loan amount, amount/percentage of down payment, loan term, credit usage, credit history, state of residence, etc. Loan fees vary depending on location, loan purpose, loan type, services used, etc. Other fees and restrictions may apply.

NLMS# 565428